Archive | Insurance claims

Pedestrian-Motor Vehicle Accidents: What are Your Rights if You’ve Been Injured?

Earlier this week, Governor Cuomo announced a $15 million investment for improvements to Route 787 in Cohoes that will enhance safety while creating a pedestrian-friendly gateway to the city. This is an important step in helping make one of our busiest Capital Region roadways safer. And these improvements are desperately needed. On average, New Yorkers […]

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Is Jaywalking Really a Crime?

You may be wondering: just exactly what is jaywalking? Merriam Webster defines it as follows: “to cross a street carelessly or in an illegal manner so as to be endangered by traffic.” Ok, so what constitutes “an illegal manner”? According to NYS Vehicle and Traffic Law, if there aren’t any crosswalks, signs or signals, the […]

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Q: If a negligent bicyclist hits me, whose insurance is responsible?

A: If the negligent bicyclist has homeowner’s coverage, and you were injured while walking or running, liability claims could possibly be applied to the homeowner’s policy. Medical expenses would have to be paid through the victim’s own medical insurance.   If you are are injured in a car accident while walking, jogging or riding a bicycle, […]

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Q: Will I have to pay all the lawyer’s fees if I lose a lawsuit?

A: You have options of how you would like to structure the lawyer’s fees if you choose to pursue a personal injury lawsuit. You may sign a retainer agreement which would make you personally responsible for any legal expenses regardless of the outcome or a retainer that would not hold you responsible if the case […]

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Q: What is Supplementary Uninsured Motorist coverage?

A: SUM/UM coverage provides for an individual, a family member who lives with that individual or anyone in a car which the individual is operating if a negligent motorist (1) has no insurance or (2) has a low policy limit. Supplementary Uninsured Motorist/Underinsured Motorist coverage applies if another driver causes an accident and has little […]

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Q: Can I claim “No-Fault” if I was hit by a motorcycle?

A: A pedestrian or bicyclist hit by a motorcycle can file a claim against the insurance company covering the motorcycle. Because the makers of New York’s No-Fault insurance law regard motorcycles as inherently dangerous, No-Fault does not apply to accidents involving motorcycles. Insurance companies often attempt to limit or deny claims from pedestrians or bicyclists injured by motorcycles. Because […]

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